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These US states want polluters to pay for the rising insurance costs of climate disasters.

 As climate disasters drive up the price of home insurance, three US states
are considering empowering their state prosecutors to sue major polluters
for their role in those rising costs.

Lawmakers in California, Hawaii and
New York have introduced measures which would authorize their attorneys
general to sue fossil fuel companies on behalf of residents whose insurance
premiums have soared amid climate disasters. “The cost of home insurance
in California is an absolute crisis,” said state senator Scott Wiener,
lead author of his state’s bill, speaking at a press conference
announcing the measure on Thursday.

“We know that the years ahead are
going to be dramatically more dangerous, tragically, when it comes to
climate disasters, and we can’t allow Californians, our residents, our
small businesses, to be left holding the bag.” The proposals aim to hold
the fossil fuel industry, the top contributor to global warming,
accountable for soaring insurance rates driven by climate-fueled extreme
weather.

 Guardian 8th Feb 2026, https://www.theguardian.com/us-news/2026/feb/08/proposal-fossil-fuel-companies-insurance-costs

February 12, 2026 - Posted by Christina Macpherson | climate change